ACL Bank is pleased to serve the business credit needs to help you meet your business goals, especially small-and-medium enterprises (SMEs) who have high capability and potential to grow. We provide short-term financing, long-term financing and credit lines.

         Working Capital  A short term loan for tenors of less than 1 year. Its purpose is to facilitate working capital to smoothly operate your business. We offer:

           An overdraft is a short-term credit facility that enables you to meet any temporary deficits in           your current account. You can use it to finance the purchase of capital goods on your daily business.

          is a short-term credit facility that enables you to meet any temporary deficits in           your current account. You can use it to finance the purchase of capital goods on your daily business.

 Promissory Note  A loan can be granted to you as an individual or a juristic person with a promissory note as evidence. You can use it to finance the purchase of capital goods on daily operations.

A loan can be granted to you as an individual or a juristic person with a promissory note as evidence. You can use it to finance the purchase of capital goods on daily operations.

          Loans for Investment

          A long term loan for tenors of more than 1 year. Its purpose is to support your expansion plan such as purchase of new machine, plant expansion, production capacity enhancement, new product development and fund restructuring     

           Project Finance

 Syndicate Loan

Loans for Imports and Exports Trade  The loan is to facilitate import and export business.

 Letter of Credit (L/C)

 Packing Credit (P/C)

 Bill for Collection (B/C)

 Foreign Exchange Trade and Hedging

Aval and Guarantee

 Aval Promissory Note or Bill of Exchange (B/E)

 Letter of Guarantee for Bid Bond 

 Letter of Guarantee for Performance Bond 

 Letter of Guarantee for Advance Payment Bond 

 Letter of Guarantee for Retention Guarantee 

 Letter of Guarantee for Maintenance Guarantee 

 Letter of Guarantee for Shipping Guarantee

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